Tax Settings

Configure tax collection for your payments and storefront orders. Set tax rates, choose pricing models, and ensure compliance.

Overview

Vaendora allows you to configure tax settings so that applicable taxes are automatically calculated and applied to transactions. Whether you need to charge VAT, sales tax, or any other levy, the tax settings give you full control over how taxes are handled.

  • Enable or disable tax collection at any time
  • Set custom tax rates as a percentage
  • Choose between tax-inclusive and tax-exclusive pricing
  • Taxes are automatically calculated on orders
  • Tax details appear on receipts and invoices

Configuring Tax Settings

Set up tax collection for your account:

1

Navigate to Tax Settings

Go to Payments → Tax Settings in your dashboard.

2

Enable Tax Collection

Toggle the Enable Tax switch to start collecting taxes on transactions.

3

Set Tax Rate

Enter your tax rate as a percentage. For example, enter 7.5 for the standard Nigerian VAT rate of 7.5%.

4

Choose Pricing Model

Select how taxes are calculated relative to your product prices:

  • Tax-Exclusive – Tax is added on top of the listed price
  • Tax-Inclusive – Tax is already included in the listed price
5

Save Settings

Click Save to apply your tax configuration.

Consult a Tax Professional
Tax regulations vary by business type, location, and industry. Always consult a qualified tax professional or accountant to determine the correct tax rates and obligations for your business.

Tax-Inclusive vs Tax-Exclusive Pricing

Understanding the difference between the two pricing models:

Tax-Exclusive Pricing

The listed product price does not include tax. Tax is calculated and added at checkout.

Example (7.5% VAT):

  • Product price: ₦10,000
  • VAT (7.5%): ₦750
  • Customer pays: ₦10,750

Tax-Inclusive Pricing

The listed product price already includes tax. The tax amount is extracted from the total price.

Example (7.5% VAT):

  • Product price (incl. VAT): ₦10,000
  • Base price: ₦9,302.33
  • VAT (7.5%): ₦697.67
  • Customer pays: ₦10,000
Which Model to Choose?
Tax-inclusive pricing is simpler for customers as they see the final price upfront. Tax-exclusive pricing is more transparent about the breakdown. Choose based on your industry norms and customer preferences.

How Taxes Appear on Orders and Receipts

When tax collection is enabled, tax information is displayed clearly:

  • Checkout Page – Tax amount is shown as a separate line item during checkout
  • Order Summary – Tax breakdown appears in the order details
  • Receipts – Tax amount and rate are included on payment receipts
  • Invoices – Generated invoices show subtotal, tax, and total

Order Breakdown Example

Subtotal₦25,000.00
Shipping₦2,000.00
VAT (7.5%)₦1,875.00
Total₦28,875.00

VAT Considerations for Nigerian Businesses

If your business is registered in Nigeria, here are key VAT considerations:

  • Standard Rate – The current VAT rate in Nigeria is 7.5%, as stipulated by the Finance Act
  • VAT Registration – Businesses with annual turnover above ₦25 million are required to register for VAT with the Federal Inland Revenue Service (FIRS)
  • Exempt Items – Certain goods and services are VAT-exempt, including basic food items, medical supplies, and educational materials
  • Filing Requirements – VAT returns must be filed monthly with the FIRS
  • Tax Identification Number (TIN) – You need a valid TIN to register for and remit VAT
Tax Compliance
Vaendora helps you collect taxes but does not file or remit taxes on your behalf. You are responsible for ensuring compliance with all applicable tax laws and filing obligations.

Enabling and Disabling Tax Collection

You can toggle tax collection on or off at any time:

  • Enable – Tax is calculated and applied to all new transactions going forward
  • Disable – Tax is no longer applied to new transactions. Previously collected taxes remain on historical records.

Changing tax settings does not retroactively affect past orders or transactions.

Best Practices

  • Keep records – Maintain detailed records of all tax collected for reporting purposes
  • Update rates promptly – If tax rates change, update your settings immediately to stay compliant
  • Display clearly – Use tax-exclusive pricing if you want customers to see the tax breakdown at checkout
  • Review regularly – Check your tax settings periodically to ensure they reflect current regulations
  • Get professional advice – Work with an accountant familiar with Nigerian tax law